LONG TERM CARE ALTERNATIVE

LTC Alternative 202

The Long Term Care Alternatives combine the safety and liquidity of universal life insurance with an accelerated benefits rider that protects you from one of the most common financial emergencies encountered by retirees today: bills for long-term care.

Enjoy All These Benefits:

  • Lifetime money-back guarantee
  • Liquiditycash can be accessed for any need by simply picking up the phone.
  • Safetyyour money is backed by the issuing life insurance company.
  • Death benefit for your beneficiariesthe greater of the unused death benefit or the Residual Death Benefit will be paid to the beneficiaries of your choice, income tax-free under IRC Sec. 101(a)(1). 
  • Long-term care benefits when you need them the death benefit value of your policy is available to pay long-term care expenses. 
  • Tax-deferred growth your money earns competitive, tax-deferred interest.
  • Lifetime minimum benefit guarantee you know that benefits will be there when you need them.